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This page contains useful literature for our lifetime mortgage and enhanced annuities.
Our latest lifetime mortgage literature is shown below.
For existing customers, different terms and conditions may apply depending on when you took out your lifetime mortgage.
Please refer to the lifetime mortgage documentation you were given at the time of completion, or contact us.
Lifetime Mortgage Literature
Lifetime Mortgage cash facility guide (JM 00336)
A document detailing the cash facility available with our Drawdown Lifetime Mortgage
Your guide to borrowing more money (JM 00312)
This document provides you with a list and description of the charges payable
Tariff of Charges (JM 00324)
This document provides you with a list and description of the charges payable
Early repayment charge (JM 00758)
This guide explains what will happen if you want to repay your Lifetime Mortgage early
LTM terms and conditions (JM 00759)
Read the terms and conditions of our Lifetime Mortgage policy
Helping you through (JM 01924)
We understand that losing someone close to you can be difficult. This guide contains information on how we can help.
Annuity Literature
Annual Allowance Factsheet (JM 00375)
Our guide to changes to the annual allowance and key things you will need to consider if accessing your pension flexibly.
Pension Annuity taxation at a glance (JM 00222)
We’ve compiled some answers to frequently asked questions about annuities and tax.