AGREE OBJECTIVES
Financial Audit
- Pension assets
- Non pension assets
- Liabilities and debt
- Flight path to retirement
- Goals and objectives
Risk
- Key risks in retirement
- Attitude to loss
- Capacity for loss
income neEds
- Type (essential/discretionary)
- Amount of income required
- Escalating/inflation proof
- Income from other sources
- Ability to vary income
- Guaranteed income
- Cash lump sum
Death benefits
- Income for beneficiaries
- Lump sum on death
- Tax mitigation